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What is Travel Insurance?

Travel insurance is a type of insurance policy designed to cover the costs and losses associated with traveling. It is valuable for those who are traveling abroad or domestically. Getting a travel insurance policy has vital benefits as it covers any loss or damage that you might incur during the trip. It protects you in multiple circumstances such as medical emergencies, loss of personal belongings such as passport, baggage, flight cancellations, or delays. This policy ensures your well-being during the trip so that you can enjoy your traveling days.


Key Features of a Travel Insurance Policy in Pakistan

When you plan to travel domestically or abroad, it is beneficial to buy a travel insurance policy. This policy is designed to cater to the needs of a traveler and safeguard his interests. Investing in a travel insurance policy is similar to investing in yourself and making your trips safe and secure. A travel insurance policy protects you in case of any financial loss or unforeseen event. The key features of a travel insurance policy in Pakistan are the following:

  • Emergency Medical Benefits: while taking a trip, you cannot rule out the possibility of a medical emergency. To secure your health during the journey, you need an insurance policy that provides you emergency health benefits. Most of the policy providers in the country offer you coverage against hospitalization abroad.
  • Travel Cover: a travel insurance policy provides you coverage against any flight or trip-related adversities. When you are taking a domestic or international flight, a travel insurance policy compensates you for flight or trip delay or trip cancellation. It also provides cover against loss of passport, including loss of credit card, delivery of medicines, repatriation of the family member traveling with you, and emergency home return.
  • Hospitalization Facilities: facing health-related uncertainty can spoil your trip if your expenses are not covered. A travel insurance plan covers all your hospitalization charges in case you are admitted to a hospital abroad. You would not have to be worried about paying your expenses as the insurer covers all of them. In addition to this, your family's medical and hospitalization costs are also covered with certain limits.
  • Facilities for Senior Citizens: customized travel insurance policies are offered for senior citizens in the country. These policies address the needs of senior citizens when they are traveling within Pakistan or abroad.

What does Your Travel Insurance Policy cover?

A travel insurance policy provides you multiple benefits when you are traveling domestically or abroad. There are many travel insurance companies offering travel insurance policies in Pakistan. Getting a travel insurance policy helps you making your trips safe. You can enjoy your travel and stay safe when you get a travel insurance policy. Here are the key inclusions of a travel insurance policy in Pakistan:

  1. A travel insurance policy covers the loss of passport, credit card, and travel of one immediate family member.
  2. It provides you delayed departure coverage, covers your loss of checked-in baggage, and long-distance medical information service.
  3. Your hospitalization expenses are covered by a travel insurance policy, including the Schengen States. In case you face an accidental injury or sickness, you need not worry about the expenses as a travel insurance policy covers all such costs.
  4. It covers accidental death and repatriation of the mortal remains.
  5. It provides you cover in case of repatriation due to accident or illness.
  6. A travel insurance policy may cover your emergency return to the country.
  7. It offers you a relay of urgent messages, connection services, and emergency dental care.
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